Overall about 55% of our funding now comes from retail investors: 10% from our bonds sold to retail customers, while 45% of our funding is raised from Wealth Management deposit.

Our dedicated Products issued website contains all the details for our issues (prospectuses, types, maturities, recipients, etc.).

P22 RaccoltaRating ENG

Funding characteristics:

  • Well diversified funding structure: 55% retail (10% bonds, 45% WM deposits) and 45% institutional (23% bonds, 15%ECB, 7% banks and other)
  • MB bonds totaling €18.8bn: €11bn senior, €1.6bn T2, €1bn SNP, €4.5bn covered bonds, €0.6bn ABS
  • Wealth Management deposits at €26.1bn: €17.2bn Affluent, €9bn at PB companies
Mediobanca confirmed as one of the leading EU banks in terms of MREL requisites

(Highlights - results at 31 March 2020)

  • MREL requirement confirmed at 21.84% (19.34% + 2.5% CBR)  of RWAs for 2021, one of the lowest in EU, not subject to interim target
  • MREL own funds and eligible liabilities (~€17.7bn as of Mar 2021) @ 37.2% of RWAs with a surplus of 15.4% of RWAs
  • No Subordination requirement for 2021: as of Mar 20, CET1 and sub bonds (including SNP) totalling 20.9% of RWA, 95% of MREL requirement.
Funding and liquidity indicators (at 30 June 2021)
158% 116%

Il tuo browser non è aggiornato!

Aggiornalo per vedere questo sito correttamente.


This screen means your monitor consumes less energy when your computer is idle

Just move your mouse to start browsing again