Last ten years performance

(€m)

JUN10

JUN11

JUN12

JUN13

JUN14

JUN15

JUN16

JUN17

JUN18

JUN19

Net interest income 917 1,070 1,070 1,028 1,087 1,143 1,207 1,288 1,359 1,396
Net treasury income 155 189 267 200 45 207 133 121 157 197
Fees and commissions 534 520 484 410 424 472 450 523 622 611
Equity-accounted companies 214 203 170 -10 264 224 257 264 280 321
Total revenues 1,819 1,983 1,990 1,628 1,819 2,045 2,047 2,196 2,419 2,525
Administrative costs -773 -824 -789 -752 -791 -847 -892 -1,024 -1,115 -1,162
Loan loss provisions -517 -424 -468 -507 -736 -533 -419 -317 -247 -223
Operating profit 529 735 732 370 292 666 736 855 1,057 1,140
Other income (expense) 54 -181 -526 -392 209 92 1 59 39 -56
Profit (loss) before tax 583 554 206 -23 501 757 736 914 1,096 1,084
Net profit (loss) 401 369 81 -176 465 590 605 750 864 823
                     
Treasury and Securities at FV 23.265 18,666 22,211 21,743 19,789 14,777 16,322 16,455 13,327 12,734
Equity investments 3.348 3,156 3,165 2,587 2,871 3,411 3,163 3,037 3,211 3,260
Customer loans 33.702 36,226 36,310 33,455 30,552 32,890 34,739 38,191 41,128 44,394
Funding 53.852 51,713 55,788 51,288 45,834 42,711 46,658 49,121 48,893 51,393
Net equity 6.338 6,545 6,419 7,017 7,373 8,169 8,922 9,192 9,732 9,899
RWAs 53.418 55,032 55,161 52,373 58,744 59,577 53,862 52,709 47,363 46,310
No. of staff 3.242 3,452 3,506 3,505 3,570 3,790 4,036 4,798 4,717 4,805
CT1 ratio (%) 11.1 11.2 11.5 11.7 11.1 12 12.1 13.3 14.2 14.1
Cost/income ratio (%) 42 42 40 46 43 41 44 47 46 46
Cost of risk (bps) 150 121 129 145 230 168 124 87 62 52

 

Last update: 01/08/2019